A small, whole grain mini-biscuit, a chunk of Teriyaki Chinook Salmon, a half glass of high pulp orange juice and dark black coffee.

I needed to start this day off with something I can relate to because it's just not happening when I search for "news".

Books on my side table are being ignored. Mark Twain, Sherman Alexie short stories, Raymond Carver's poetry, Charles Bukowski's "On Writing", all well thumbed and half read don't get finished.

The urge to see what new abomination has emerged has become a distraction.

I look up and my focus gets changed. Like when a fly slams into the window and the Bengal runs across the room, leaps onto and skids across the dining room table, pirouettes and snags it mid-flight for a crunchy snack.

Don't look up. That should keep things calmer.

The goons now have unlimited access in and out of The White House, desperados from a foreign land while occasionally some minor goofball jumps the fence runs across the big lawn and his capture is noted as being significant.

 

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I had intended to write this post a few days ago, then I saw the local cyber rag beat me to it. I'll include it here as a link. There are some great photos:

http://www.oregonlive.com/trending/2017/05/50_years_ago_oregons_bea...

It was 50 years ago this coming weekend that then Governor Tom Call, a Republican, known to Portlanders previously as a dogged local TV reporter, made a grand gesture alighting on the sand at Cannon Beach in a helicopter, to make the point that public access to the coastline was being challenged by private property owners.

I will forever be grateful to him for that. The Oregon Beach Bill declared that dry sands from the high water mark back to the property lines of owners would be for public use and could not be cordoned off. It has made all the difference in the world for those who want to enjoy this scenic paradise.

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This past weekend I attended The Spring Unveiling in Cannon Beach. The town was abuzz with happy people of all ages and backgrounds. I heard a number of languages and thought it great to see so many different people. Now, granted, it was not so economically diverse. Art can be expensive.
I enjoy the art displays and talking to the artists and have made friends with several over the years. I know which artists have accessible pricing and came home with a couple of new pieces. The $28,000 cast bronze bear statue was not on the shopping list.
The sun was bright, the food was free and plentiful and the wine and local beers were offered up gratis. Music flowed on the streets and in the galleries and just for a weekend I pretended things were like this everywhere.
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I've returned now, to a city that has changed drastically and wonder how much longer I'll stay. I looked at real estate in the sleepy end of Seaside on Sunday after check-out and thought a bit about looking at more a bit northward towards the mouth of The Columbia River.
Perhaps the biggest mistake I ever made was in 1969 when I took my savings from piece meal jobs and headed off to college instead of buying land at the beach. No going back though.
Now the question remains. Stay here or go? The idea of a reverse mortgage makes people recoil but little is known about them. I've researched them and think they are a great purchasing tool. Pouring the equity from the 1912 Craftsman I live in, into anything almost at the coast and then never paying a mortgage again has a lot of appeal.
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I dreamt of breakfast a few moments ago, while looking out my office window.
It could be: A small, whole grain mini-biscuit, a chunk of Teriyaki Chinook Salmon, a half glass of high pulp orange juice and dark black coffee.
Then I'd take walk on the beach.
Haystack Rock,noted as the most photographed in the world.
Cannon Beach
Sunday morning ; May 7, 2017

Views: 218

Comment by Jonathan Wolfman on May 11, 2017 at 10:38am

Me...I'd go north and rent or buy a bungalow at Whaletown, BC.

Comment by alsoknownas on May 11, 2017 at 10:46am

Jonathan,

I Googled images of that town. Yes. I could sure see wanting to be there.

Thanks for reading and commenting.

Comment by Jonathan Wolfman on May 11, 2017 at 10:48am

:)

Comment by Rosigami on May 11, 2017 at 11:31am

I've been to Cannon Beach, seen and painted some views of the water, sky and land, seen some of the art made by the wonderful local artists...I can imagine you'd have a nice life there.

You are right about the distractions of the times we live in. it seems insurmountable.

I am currently reading a book by the Dalai Lama. It calms me.

Comment by alsoknownas on May 11, 2017 at 11:37am

Rosi,

 I liked your Cannon Beach paintings. I stood looking this past weekend at the very place you were on that trip.

I'll store your comment in my memory. Thanks.

Comment by JMac1949 Today on May 11, 2017 at 11:46am

Coulda, woulda, shoulda... I pissed away opportunities to make millions for a variety of reasons.  Such is life.  R&L

Comment by old new lefty on May 11, 2017 at 12:32pm

I would definitely stay away from reverse mortgages. They will eventually eat you and your house alive. Otherwise, thanks for the great posting!

Comment by alsoknownas on May 11, 2017 at 12:33pm

JMac,

 Thanks for stopping and the reminder that of course we've all guessed wrong at the fork in the road.

Comment by Terry McKenna on May 11, 2017 at 12:54pm

Reverse mortgages have pitfalls.  Gotta keep up taxes et all  Could find yourself homeless.   Best for a single life (not joint tenancy) and if the person can always go to her/his kids to live.  

Comment by alsoknownas on May 11, 2017 at 12:55pm

ONL,

Glad you liked the posting.

As far as the financing tool, that's just rumor that you'll be eaten alive.  All you owe at the end is what you haven't paid which would have been depleting cash flow in a "forward" mortgage. It takes a 50% down payment. At current rates it would be slightly over 15 years before it began to use up your equity, which would take most of the following 15 years. The old ones had problems but the new structuring actually makes sense. Heirs can pay what is owed by re-financing with any instrument or sell at the appraised value. If the house is worth less than what is owed, they can hand over keys without credit issues and the debt does not have to be re-paid by them, or the deceased's other assets.

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